As a result of the research and study, the business model of the savings-based finance system has been defined and based on the data obtained, a financial operation model in accordance with Islamic finance principles has been designed and proposed for the savings-based finance system in comparison vvith the conventional mediation theory and Islamic finance theory for the first time around the legal opinions.
Savings based financing (SBF) system of Islamic finance principles based on Turkey's first study on the modelleniş and the World Islamic finance industry, the development of Islamicbanking and finance models'and will contribute to scientific studies are also expected to be useful to the authorities in the regulation process.