Housing finance systems vary depending on economic and social structures of respective countries. Govemments solve housing finance problems through establishment of a f inancial systerm in line with their respective corporate structure,even adaptation of successful models in other countries. Consequently, there are various housing finance systems on the world, albeit their similarity in principle. A housing finance system, which is successfully applied in a country, can attain only limited success in another country in its original form. The countries, which have been able to establish a successful housing finance system, evidently have their genuine traits.
The system is similar in some respects to German Building Savings Funds. İn this context, the non-residential banks in financing the research Based Savings with an interest-free financing method Financ¬ing System with the German Building Savings Fund legal in Turkey comparing to investigate the system, technical and institutional infra-structure contributed to the relevant institutions and organizations to Backed Savings are trying to establish Financing System İt is aimed to offer a model proposal that will provide.